Navigating Medicare can be confusing—especially with so many plan types (Original Medicare, Medicare Supplement Plans, and Medicare Advantage Plans), enrollment deadlines, and coverage rules. Whether you’re approaching 65, helping a loved one, or exploring how Medicare works with your VA benefits, our team is here to simplify the process and help you make confident, informed decisions.
We walk you through every step, offering personalized support and honest recommendations based on your healthcare needs and financial goals.
Hospital insurance (usually premium-free if you or your spouse paid Medicare taxes for 10+ years)
Medical insurance (standard premium is $174.70 in 2024; may be higher based on income)
Medicare Advantage plans offered by private insurers; often bundle Parts A, B, and D, and may include dental, vision, or hearing
Prescription drug coverage; optional but strongly recommended if you don’t have other credible drug coverage
If you’re nearing retirement, recently became eligible due to disability, or simply need help evaluating your options, we’re here to make the process easy and stress-free. We also work with adult children or caregivers helping family members transition to Medicare.
We’ve guided thousands of individuals and veterans through their Medicare journey. We’re not tied to one plan or provider—so our recommendations are based on what’s truly best for you. You’ll get clarity, support, and a partner who treats your healthcare decisions like our own.
Most people should enroll during their Initial Enrollment Period (IEP), which begins three months before the month you turn 65 and ends three months after. Missing this window could lead to penalties unless you have other credible coverage.
Original Medicare includes Part A and Part B and allows you to add a separate Part D drug plan. Medicare Advantage (Part C) combines all coverage into one plan from a private insurer and often includes extra benefits like dental and vision.
While VA benefits cover care at VA facilities, enrolling in Medicare can give you access to non-VA doctors and services—especially useful for urgent or specialist care. We’ll help you decide if it’s the right fit.
Yes. You can make changes during Medicare’s Open Enrollment period (October 15 – December 7) or under certain qualifying events. We’ll help you track the deadlines and explore better options if your needs change.
