Navigating health insurance options can feel overwhelming, but with New York State of Health, you have access to a trusted marketplace tailored for New Yorkers. We’re here to guide you through the enrollment process, explain your choices, and help you find a plan that fits your needs and budget. Whether you’re looking for individual coverage, assistance for your family, or support for small business employees, our experienced advisors simplify every step—so you can focus on your health and peace of mind.
Plans include coverage for annual physicals, immunizations, screenings, and routine doctor visits. These services help detect health issues early and keep you on track with your overall wellness.
Whether it’s a visit to the ER or a scheduled surgery, you’ll have access to critical hospital care. This includes inpatient and outpatient services, emergency room treatment, and necessary follow-up care.
Most plans offer coverage for generic and brand-name medications, with options that vary by tier and formulary. This ensures ongoing access to the medications you need at an affordable cost.
Behavioral health is an essential benefit. Plans provide access to counseling, therapy, inpatient treatment, and substance use programs—so you can get support for mental and emotional well-being when you need it.
This coverage is ideal for individuals and families without employer-sponsored insurance, self-employed workers, small business employees, and anyone seeking affordable healthcare options in New York. Those with low to moderate incomes may qualify for significant financial help or no-cost coverage through Medicaid or the Essential Plan.
We combine deep knowledge of the New York State marketplace with a personalized approach, ensuring every client understands their options clearly. Our commitment is to make health insurance accessible and manageable, helping you secure coverage that protects your health and financial future with confidence.
Open enrollment usually runs from November through January each year.
Original Medicare includes Part A and Part B and allows you to add a separate Part D drug plan. Medicare Advantage (Part C) combines all coverage into one plan from a private insurer and often includes extra benefits like dental and vision.
Eligibility depends on your income, household size, and other factors. We can help determine if you qualify.
Many individuals and families qualify for subsidies that lower monthly premiums and out-of-pocket costs.
